What Makes Us Different?
We're not just another car dealership—we're bad credit financing specialists with proven results.
All Major Banks + Alternatives
Unique access to every major Canadian bank plus 25+ alternative lenders—giving you the best approval odds and rates.
Bad Credit Specialists
We've helped thousands get approved with bad credit, bankruptcy, collections, and no credit history.
Credit Rebuilding Focus
Every approved loan reports to credit bureaus—helping you rebuild your credit while you drive.
Trusted by 5,000+ Canadians
Join thousands of Canadians who've successfully secured auto financing and rebuilt their credit with us.
Why Choose Canada Auto Approval?
We connect you with lenders who specialize in challenging credit situations.
Fast Approval Process
Most applications are reviewed within 24 hours on business days.
Bad Credit Specialists
We work with lenders who specialize in challenging credit situations.
Competitive Rates
Rates starting from 6.46% OAC for qualified applicants.
25+ Canadian Lenders
Access to our network of trusted lenders across Canada.
Bad Credit Auto Loans and Refinancing
At Canada Auto Approval, we specialize in connecting Canadians with bad credit to lenders who understand challenging credit situations. Our network includes lenders who work with applicants who have slow credit, collections, late payments, and even bankruptcy.
We offer flexible payment options including weekly payment plans for qualified applicants. Our goal is to help you get approved for reliable transportation while rebuilding your credit.
We Work With All Credit Situations
Serving Canadians across Ontario with specialized auto financing solutions
What Our Customers Say
Real reviews from real customers who got approved and driving
"I had the best experience purchasing my car thanks to Michael. From the very beginning, he was professional, knowledgeable, and made the entire process smooth and stress-free."
Ledya Elyas
Worked with: Michael
2 months ago
1 / 15
Quality Used Cars
When you get approved for a used vehicle loan through our network, you gain access to a selection of affordable domestic and imported pre-owned sedans, trucks, and SUVs. Our partner dealerships offer reliable, safety-inspected vehicles.
Whether you need a second chance for auto financing or have a small down payment, our specialists work with you to find financing options that fit your budget and help you get the vehicle you need.
Vehicle Refinancing
Looking to save money on your current auto loan? If you've been making your payments on time, your credit may have improved enough to qualify for better terms. Refinancing through Canada Auto Approval may help you get:
- A lower monthly car payment
- Better interest rates and loan terms
Bad credit or good, check your refinancing options with us today.