Fast Auto Loans for All Credit Situations

Get Pre-Approved in 3 Minutes

Check your options 100% free. Fast approval process.

Guaranteed Approval
All Credit Accepted
Same Day Approval

Why Choose Canada Auto Approval?

We make getting approved for an auto loan simple, fast, and stress-free.

Fast Approval

Get approved in minutes, not days. Start driving today.

Guaranteed Approval

Everyone gets approved regardless of credit history.

Low Rates

Competitive rates starting from 6.46% OAC.

25+ Lenders

Access to all the top lenders in Canada.

Canada Bad Credit Used Auto Loans and Refinancing

Don't stress out about finding a dealership to approve you for auto financing with bad credit. At Canada Auto Approval, everyone is approved regardless of their credit scores. If you have slow or really bad credit, you have the same chances of getting a loan as a car buyer with a higher score.

If making your monthly payment in one lump sum is difficult, our buy here pay here loans allow you to make affordable weekly payments at our dealership for your convenience.

We Approve All Credit Situations

Bad credit
No credit
Collections
Late payments
Repossessions
Bankruptcy

Serving the Greater Toronto area with the best-guaranteed auto financing

Recently Added Vehicles

Check out our newest inventory additions

2023 RAM 1500 Classic

2023 RAM 1500 Classic

66,000 km
2023
2023 RAM 1500 Classic

2023 RAM 1500 Classic

65,000 km
2023
2021 BMW X3

2021 BMW X3

70,000 km
2021
2021 Volkswagen Atlas

2021 Volkswagen Atlas

108,000 km
2021

How It Works

Get approved and driving in three simple steps

1. Apply Online

Fill out our simple 3-minute application from home.

2. Get Approved

Receive instant approval from our network of lenders.

3. Choose Your Vehicle

Pick from thousands of quality used cars, trucks, and SUVs.

What Our Customers Say

Real reviews from real customers who got approved and driving

"I had the best experience purchasing my car thanks to Michael. From the very beginning, he was professional, knowledgeable, and made the entire process smooth and stress-free."

Ledya Elyas

Worked with: Michael

2 months ago

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Quality Used Cars

When you get approved for a used vehicle loan, you don't have to end up with a cheap used car that is not safe and reliable. We have a great inventory of affordable domestic and imported pre-owned sedans, trucks and SUVs to choose from so you'll feel good about what you drive off the lot.

And if you need a second chance for auto financing, we get you approved through our network of auto loan lenders. It does not matter if you have a small down payment or no down payment, our specialists will work with you to buy the car you need.

Vehicle Refinancing

Are you looking for a quick way to save money? An auto refinance through Canada Auto Approval can put some extra cash in your pocket quickly and easily. If you have been making your payments on time, chances are your scores have improved and you can benefit by getting:

  • A lower monthly car payment
  • The best car loan rates & terms available

Bad credit or good, refinance your vehicle with us today!

Ready to Get Started?

Get pre-approved in just 3 minutes and start driving your dream car today

100% free to check your options • Fast approval decisions