Some lenders may consider applications with the situations below. Approval is not guaranteed.
Your credit history is one factor in the review.
Income, employment, vehicle, down payment, and lender requirements can also affect available options.
Learn how an application review works when credit history is a concern.
We review applications from people with a range of credit situations. Approval and terms depend on the application and lender requirements.
Our team reviews your application and explains the available next steps. Timing can vary when more information is needed.
If options are available, review the lender terms, payment, and vehicle details before you decide.
Credit history is one of several factors considered during an application review.
These are common items that may be requested during an application review.
Driver's license or government-issued identification
Recent pay stubs, bank statements, or tax returns may be requested
Utility bill, lease agreement, or mortgage statement
A down payment may be part of the available options
Ask the dealership whether a trade-in can be considered
Proof of auto insurance or ability to obtain coverage
Do not have everything on this list? You can still start an application. The team can explain which details may be needed for review.
Here are the three steps to review your financing options.
Complete the online application with your contact, work, income, and vehicle details.
We will contact you about the result of the review and explain any available next steps.
If approved, review available inventory and discuss a vehicle with the dealership.
Get answers to common questions about financing with bad credit.
Credit score is one factor in the review. Income, employment, vehicle, down payment, and lender requirements can also affect available options.
Down payment requirements vary by application, vehicle, and lender. Any available options are explained during the review.
A bankruptcy or past repossession may affect available options. We can review your application, but approval and terms depend on lender requirements.
Rates and terms depend on the application and lender review. A lender can explain the rate, payment, term, and total borrowing cost for an available option.
Provide complete and accurate application details. Income, employment, vehicle, down payment, and lender requirements can affect the review.
Start an application to review available financing options. Approval and terms are not guaranteed.
Have questions about credit checks? Learn about our No Credit Check financing options and the application process.